Answer
• Most shops in Chiang Mai accept cash, particularly Thai Baht, so it's advisable to carry some with you.
• Many larger stores and malls accept credit and debit cards, but smaller shops may not.
• Mobile payment options, like QR code payments, are becoming more popular, especially in urban areas.
• ATMs are widely available, and you can withdraw cash using international cards, but be aware of potential transaction fees.
• Always check if there are any minimum spending requirements when using cards in smaller establishments.
Practical Chiang Mai planning note: Confirm current routes, fares, operating hours and pick-up arrangements before travelling. Build in extra time for traffic, weather and festival road closures, and keep the destination name or map pin available in Thai for drivers when practical.