Answer
• Most markets and small shops accept cash, so it's advisable to carry Thai Baht.
• Credit and debit cards may be accepted in larger stores or shopping centres, but not everywhere.
• Some vendors may offer discounts for cash payments, so it's worth asking.
• ATMs are widely available, but check with your bank regarding international withdrawal fees.
• It's a good idea to have small denominations for easier transactions and bargaining.
Practical Chiang Mai planning note: Confirm current routes, fares, operating hours and pick-up arrangements before travelling. Build in extra time for traffic, weather and festival road closures, and keep the destination name or map pin available in Thai for drivers when practical.





